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During their working years, an employee is more likely to face a loss of income due to illness, injury, or other disability than to death. What’s more, according to the National Safety council, nearly 60 percent of injuries happen off the job, which means that worker’s compensation benefits will not apply.
That’s why many employees consider disability coverage an important and much appreciated benefit. An employer-provided disability insurance policy provides a measure of reassurance that your employees will be able to meet their financial obligations if unable to work as a result of disability.
Providing disability coverage will help you attract and retain talented employees, which helps your business succeed. In addition, many disability plans offer return-to-work programs that will help you minimize the costs associated with employee absence. Whether your company is large or small, Barham Benefit Group will work with you to create a disability plan that meets the needs of your company and its employees.